Legal transfer mature cds

Or, visit a Neighborhood Financial Center. To open this account, you must establish and maintain membership by opening a Business Member Share Savings Account and not everyone will qualify. Early withdrawal penalties may apply. Information contained on this website does not constitute legal or tax advice.
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How to Avoid a CD Early Withdrawal Penalty

A certificate of deposit CD is a time deposit , a financial product commonly sold by banks , thrift institutions , and credit unions. CDs are similar to savings accounts in that they are insured "money in the bank" and thus virtually risk free. They differ from savings accounts in that the CD has a specific, fixed term often one, three, or six months, or one to five years and usually, a fixed interest rate. The bank intends that the customer hold the CD until maturity , at which time they can withdraw the money and accrued interest.
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Certificate of deposit

A CD early withdrawal penalty could cost you a good chunk of cash, but if you understand the terms and how this savings tool works, you can avoid getting hurt. Banks issue CDs for a set amount of money and a set amount of time. Banks pay interest on your deposit on a regular basis — typically monthly — until the CD matures.
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